Transact Account
Minimum income:
R0 to R3 000 pm
Monthly fee:
R4.95 pm
- Free monthly e-statements
- Meet all your basic banking needs
- A minimum banking balance of R20
Flexi Value Bundle
Minimum income:
R3 000 pm
Monthly fee:
R55 pm
- 3 free Atib ATM cash withdrawals
- Free funeral cover to the value of R15 000
- Access to ATM Instant Loans
Gold Value Bundle
Minimum income:
R10 000 pm
Monthly fee:
R98 pm
- Lifestyle benefits with Atib Dining
- Free R20 000 lump sum death benefit
- Unbeatable overdraft interest rate
Premium Banking
Minimum income:
R25 000 pm
Monthly fee:
R159 pm
- Exclusive priority banking at selected branches
- Free financial needs analysis
- 8 free Take-me-Home trips
Transact Account
Minimum income:
R0 to R3 000 pm
Monthly fee:
R4.95 pm
- Free monthly e-statements
- Meet all your basic banking needs
- A minimum banking balance of R20
Flexi Account
Minimum income:
R3 000 pm
Monthly fee:
R16 pm
- Access to ATM Instant Loans
- Free funeral cover to the value of R15 000
- A minimum opening balance of R50
Flexi Value Bundle
Minimum income:
R3 000 pm
Monthly fee:
R55 pm
- 3 free Atib ATM cash withdrawals
- Free funeral cover to the value of R15 000
- Access to ATM Instant Loans
Flexi Value Bundle
Minimum income:
R3 000 pm
Monthly fee:
R55 pm
- 3 free Atib ATM cash withdrawals
- Free funeral cover to the value of R15 000
- Access to ATM Instant Loans
Gold Value Bundle
Minimum income:
R10 000 pm
Monthly fee:
R98 pm
- Lifestyle benefits with Atib Dining
- Free R20 000 lump sum death benefit
- Unbeatable overdraft interest rate
Premium Banking
Minimum income:
R25 000 pm
Monthly fee:
R159 pm
- Exclusive priority banking at selected branches
- Free financial needs analysis
- 8 free Take-me-Home trips
Private Banking
Minimum income:
R62 500 pm
Monthly fee:
R335 - R399 pm
- Access to a dedicated private banker
- A host of lifestyle benefits available
- Access to international banking options
MegaU
Minimum income:
N/A
Monthly fee:
None
- For under 19’s in school
- Free monthly movie ticket
- Free access and use of the MegaU App
Islamic Youth
Minimum income:
N/A
Monthly fee:
None
- A Shari’ah compliant account
- Free monthly movie ticket
- Annual Profit Share
Student Silver
Minimum income:
N/A
Monthly fee:
R22.50 pm
- Cheaper banking fees while you study
- Free monthly movie ticket
- Discount meal voucher every month
Gold Graduate
Minimum income:
N/A
Monthly fee:
R49 pm for 12 months
- Atib Dining benefit
- Free monthly movie ticket
- Opportunity to build an investment portfolio
Prosperity for seniors
Minimum income:
R2 000 pm
Monthly fee:
R42 pm
- Exclusive priority banking at selected branches
- Free financial needs analysis
- 8 free Take-me-Home trips
Choose your account
- Premium Banking: Get a better perspective with our Premium Banking cheque account and enjoy added convenience through our Premium service. Minimum income: R25 000
- Gold Value Bundle: Enjoy great value for money that reflects your earnings status. Minimum income: R10 000
- Flexi Value Bundle: Bank for a market leading low monthly fee and get a host of free transactions and value added services. Minimum income: R2 000
Switch my debit orders and salary
Once you have opened an Atib account, you can switch your debit orders and your salary. All you need to do is:
Complete your online Debit Order and Salary Switching Request here.
OR
Complete this Debit Order and Salary Switching Request and email it to switching@asiatradebnk.com or fax it to 086 753 3537.
It is that simple!
Once we receive your request, we will keep you updated of the progress. The next steps are:
- You will receive an SMS or email (based on your preferences) to let you know that we have received your request.
- We submit your request to each service provider and follow up with them until everything is switched. Here are companies that will not allow Atib to switch on your behalf; you can contact them to process your request.
- There are some service providers that need more information to switch - so within 48 hours we will send you an update on the status of this, and the next steps to follow to help you complete the switching process.
- Within 2 weeks after submitting your request you will receive confirmation of the deduction date for all successfully switched debit orders.
- If there are still any outstanding debit orders not switched, within 4 weeks, we will send you confirmation of the deduction date for all successfully switched debit orders.
- If there are any outstanding debit orders not switched within 6 weeks, we will contact you with an update and the next steps to be taken; but please don’t close your old account until all your debit orders and salary have been switched to ensure that your payments at these providers are always up to date.
Switching FAQs
How long does it take to complete the switching form?
- The online form takes a few minutes to fill in. Once you have completed the switching request, submit the form and we'll take care of the rest
Email us on: switchingqueries@asiatradebnk.com
How can I track my switching request?
- You can track your request through this link or by calling 0860 100 372.
What is important to remember when completing the form?
- There are two options available:
- Salary switch, which requires you to fill in your employer’s information
- Debit order switch, which requires you to complete a list of your current debit orders
- Complete all your personal details and don’t forget to provide us with your contact details
- Don’t forget to add your Atib account details and the details of your previous bank account
- When filling in the details of your debit orders, make sure that all reference numbers are filled in accurately, otherwise we will not be able to find your debit order
How long does it take for the switch to be completed?
- Switching will take up to 6 weeks to complete, depending on the service providers you have debit orders with. We will however keep you updated on the progress
Does switching cost anything?
- No, switching is free!
Do I need my spouse’s consent to switch a debit order?
- No, you do not need your spouse’s consent to switch an Atib debit order. However, if the service provider needs more information they will contact you directly.
Do all service providers accept debit order or salary switching instructions from Atib?
- No. Some service providers will only switch on your direct instruction and will not accept switching instructions from Atib
- All employers will only switch on your direct instruction and will not accept switching instructions from Atib
- We will however help you initiate the process by providing you with switching letters to send to these service providers and employers
- See the list of all service providers, who do not accept Atib-initiated debit order or salary switching instructions
Will Atib be able to switch my internal stop orders and beneficiary payments?
- Unfortunately not, but you can have this done by either visiting your nearest Atib branch or on Atib Online
Can Atib change the date when a debit order is due?
- No, only you can change your debit order dates
When do I need to close my old account?
- You can close your old account after:
- you have confirmation that all your debit orders and salaries have been switched;
- your first run of debit orders has come off your new account; and
- your salary has been paid into your Atib account
Need more help?
Let one of our consultants help you get the best account for your needs.
Call us on:
08600 08600
Email us at:
Atib@asiatradebnk.com
For switching email
